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Bank Switch 

Connect NFS (National Financial Switch) and Other Internal Bank Transactions.

Connect to the National Financial Switch (NFS) and the Bank's Internal Transaction Systems to enable secure, real-time, and interoperable ATM and cash channel services, including cash withdrawal, cash deposit, balance enquiry, mini statement, PIN services, fund transfers, and other domestic banking transactions through standardized APIs and switching protocols.

UPI Switch 

Connect NPCI (National Payments Corporation of India Switch) For UPI and Related Transaction

Connect to the National Payments Corporation of India (NPCI) Switch to support UPI and other NPCI payment ecosystems, enabling seamless processing of UPI P2P/P2M transactions, QR payments, account validation, collect requests, mandate management, IMPS, Aadhaar-enabled services (AePS), BBPS, RuPay, and future NPCI payment products through secure, compliant integration.

Cross border transaction Switch 

Money Exchange & Cross-Border Remittance Switch

Implement an Internal Foreign Currency Exchange and Cross-Border Remittance Switch to facilitate secure, real-time, and compliant international money transfers and multi-currency exchange operations. The platform supports end-to-end transaction routing between banks, authorized money service businesses (MSBs), exchange houses, payment institutions, fintechs, and international partners while incorporating dynamic AML/CFT compliance, sanctions screening, PEP verification, KYC, fraud detection, exchange rate management, transaction monitoring, regulatory reporting, and settlement management.-enabled services (AePS), BBPS, RuPay, and future NPCI payment products through secure, compliant integration.

NFS Integration Switch

Empowering Banks with Secure, Intelligent & High-Performance Transaction Switching

Our AI-Enabled NFS Integration Switch provides a highly secure, scalable, and intelligent transaction platform that connects banks with the National Financial Switch (NFS) while seamlessly integrating internal banking applications, Core Banking Systems (CBS), ATMs, Cash Deposit Machines (CDMs), Digital Banking Units (DBUs), kiosks, and self-service banking channels.


Designed for modern banking, the platform delivers real-time transaction processing, intelligent routing, enterprise-grade security, and uninterrupted availability, enabling banks to offer seamless customer experiences across all delivery channels.

Key Features

National Financial Switch (NFS) Connectivity

  • Secure integration with NFS
  • High-speed transaction routing
  • Real-time authorization
  • ISO 8583 compliant messaging
  • High availability architecture
  • Intelligent transaction switching



Internal Banking Integration

  • Core Banking System Integration
  • ATM Switch Connectivity
  • CDM Integration
  • Digital Banking Unit (DBU) Integration
  • Teller Applications
  • Internet & Mobile Banking Integration
  • API-based Banking Services





Complete ATM Transaction Support

  • Cash Withdrawal
  • Cash Deposit
  • Balance Enquiry
  • Mini Statement
  • PIN Change
  • PIN Generation
  • Fund Transfer
  • Fast Cash
  • Card Activation
  • Cardless Transactions
  • QR-Based Transactions
  • Utility Payments
  • Bill Payments


Intelligent Transaction Routing

  • AI-powered routing engine
  • Dynamic load balancing
  • Smart failover
  • Automatic transaction retry
  • Multi-network routing
  • Route optimization

Regulation

Regulatory Interface Gateway and National Financial Switch

Cash

Multi Currency Deposit and Withdrawal  from ATM or CDM

KYC

Multi Various KYC including eKYC, cKYC, Video KYC,  Aadhar KYC and Other

Encash

Encashment functionalities and certification. 

DBU

Digital Banking Units functionalities

Device

Management of Teller machines, DBU and Bank on wheels 

RBA

Risk based assments reporting to authority.

eWallet

Multi currency Digital wallet management 

Ledger

Ledger Management depend on Usecases

CMS/DMT

Cash Management service and Technology tools.

Address

Finaara, 42/81 TTK Road, Alwarpet, Chennai, Tamilnadu 600018, India

Phone

Call : +91 9941 909030

Connect through Whatsapp

Email

Support at Finaara Dot Com

www.finaara.com