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Bank Switch 

Connect NFS (National Financial Switch) and Other Internal Bank Transactions.

Connect to the National Financial Switch (NFS) and the Bank's Internal Transaction Systems to enable secure, real-time, and interoperable ATM and cash channel services, including cash withdrawal, cash deposit, balance enquiry, mini statement, PIN services, fund transfers, and other domestic banking transactions through standardized APIs and switching protocols.

UPI Switch 

Connect NPCI (National Payments Corporation of India Switch) For UPI and Related Transaction

Connect to the National Payments Corporation of India (NPCI) Switch to support UPI and other NPCI payment ecosystems, enabling seamless processing of UPI P2P/P2M transactions, QR payments, account validation, collect requests, mandate management, IMPS, Aadhaar-enabled services (AePS), BBPS, RuPay, and future NPCI payment products through secure, compliant integration.

Cross border transaction Switch 

Money Exchange & Cross-Border Remittance Switch

Implement an Internal Foreign Currency Exchange and Cross-Border Remittance Switch to facilitate secure, real-time, and compliant international money transfers and multi-currency exchange operations. The platform supports end-to-end transaction routing between banks, authorized money service businesses (MSBs), exchange houses, payment institutions, fintechs, and international partners while incorporating dynamic AML/CFT compliance, sanctions screening, PEP verification, KYC, fraud detection, exchange rate management, transaction monitoring, regulatory reporting, and settlement management.-enabled services (AePS), BBPS, RuPay, and future NPCI payment products through secure, compliant integration.

AI-Powered NPCI UPI Switch Integration Platform

Redefining Digital Payment Infrastructure with Intelligent, Secure & High-Speed Transaction Processing

Accelerate your digital payment ecosystem with our AI-Powered NPCI Switch Integration Platform, purpose-built to connect banks, fintech companies, payment service providers, payment aggregators, Digital Banking Units (DBUs), ATM networks, wallets, and merchant ecosystems with the National Payments Corporation of India (NPCI).


Designed for high-volume payment processing, the platform provides secure, scalable, and intelligent transaction switching for UPI, IMPS, BBPS, AePS, RuPay, and emerging NPCI services through a unified API-driven architecture.


Whether you are launching new payment products or modernizing existing infrastructure, our platform enables seamless interoperability, regulatory compliance, and exceptional customer experiences.

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Comprehensive NPCI Payment Services Features

UPI (Unified Payments Interface)

  • Person-to-Person (P2P) Payments
  • Person-to-Merchant (P2M) Payments
  • QR Code Payments
  • Dynamic & Static QR
  • Collect Requests
  • Intent-based Payments
  • UPI Lite Integration
  • AutoPay & eMandates
  • UPI Number Support
  • UPI International Readiness


IMPS

  • Instant Fund Transfer
  • Account Validation
  • Mobile Number Transfers
  • 24×7 Real-Time Payments


BBPS

  • Utility Bill Payments
  • Recharge Services
  • Subscription Payments
  • Government Collections
  • Educational Fee Payments

Aadhaar Enabled Payment Services (AePS)

  • Cash Withdrawal
  • Balance Enquiry
  • Mini Statement
  • Aadhaar Authentication
  • Rural Banking Services

RuPay Services

  • Card Authorization
  • Card Management
  • Merchant Payments
  • Card Transaction Processing

Regulation

Regulatory Interface Gateway and National Financial Switch

Cash

Multi Currency Deposit and Withdrawal  from ATM or CDM

KYC

Multi Various KYC including eKYC, cKYC, Video KYC,  Aadhar KYC and Other

Encash

Encashment functionalities and certification. 

DBU

Digital Banking Units functionalities

Device

Management of Teller machines, DBU and Bank on wheels 

RBA

Risk based assments reporting to authority.

eWallet

Multi currency Digital wallet management 

Ledger

Ledger Management depend on Usecases

CMS/DMT

Cash Management service and Technology tools.

Address

Finaara, 42/81 TTK Road, Alwarpet, Chennai, Tamilnadu 600018, India

Phone

Call : +91 9941 909030

Connect through Whatsapp

Email

Support at Finaara Dot Com

www.finaara.com